Buy now, pay later, purchase a mobile or own a house,
When EMI's start accumulating, with lenders play cat and mouse.
Status drives you to take loans, money drives them to lend,
When installment stop materializing, they need to recovery agents send.
When the merchant offers a loan, they tap into an unsaid need,
Of how much you need to splurge- more than your neighbor, indeed!
If his kid goes to United States, yours should go to Canada,
If your daughters wedding is not in millions, you are society's anathema.
Sometimes you also borrow, from a genuine place of need,
To start your enterprise, to scale, to sustain your farm by buying seed.
But there are hardly any donors, who don't give out of greed,
And when the chips are down, they squeeze every ounce- as you bleed.
I bought a lot of dreams upfront, I'm now paying for it with my life,
Now all I can borrow is my therapists time- to remain sane and not die by suicide.
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